Thursday, June 12, 2008

Project Delivery Process suitable for E-commerce Website design

Inspired from

An ecommerce delivery process is equally as important as its underlying software. Netconcepts takes a team based project management approach to ecommerce website design and development.

Our Delivery methodology follows a structured path that has been validated with the implementation of many clients. Typical implementation is 12-16 weeks and includes a project manager and team of experienced developers. It’s the project manager’s responsibility to drive the work through our design and development process.

GravityMarket’s Delivery Overview
- Project Planning
- Website Specification
- Creative & User Interface Design
- Implementation, Development & Configuration
- Content Loading
- System Testing
- Training & Acceptance Testing

Netconcepts clients are a part of their project’s team, and receive weekly project reports on progress.

Project Planning
A unique feature of GravityMarket is its flexibility and its ability to be customized to meet our client’s unique business situations. A key element is structuring the data, both inbound and outbound, so that the interaction between the data and the website is seamless.

Website Specification
Netconcepts works with the client to define unique business rules related to their operation, and any customizations required. A specification document is prepared and agreed to prior to development work beginning.

Netconcepts then performs keyword research to determine how customers are shopping for and finding the client’s products. This research guides the content development so that the verbiage that describes products and services contains the words that are used by the shopper. This assists with search engine rankings and relevancy.

Creative & User Interface Design
Based on the specifications and research, Netconcepts develops a creative concept for the site, and works with the client’s marketing team to incorporate the desired branding elements. Once approved, templates are built for the pages within the site.

Implementation, Development & Configuration
During the implementation phase, Netconcepts’ development team builds the site architecture and configures the site to match the business rules defined in the specification. All customization work is also completed during this phase.

Content Loading and System Testing
Once the platform is implemented and configured, it is ready to accept content. Netconcepts works with the client to write and format content to support the best practices of search engine optimization. Content is then loaded into the site via the GravityMarket Administrative tool, or electronically via file transfer or integration.
When the content is loaded, the site is rigorously tested by advanced Netconcepts personnel.

Training & Acceptance Testing
What good is a new technology without instructions? We take the time to train our clients and walk them through the in’s and out’s of the GravityMarket ecommerce platform. Through our highly developed interface, clients’ can administer optimization, merchandising, promotion, and much more. When the client has thoroughly tested their new site and is satisfied, it is time to push the site live.

Saturday, June 7, 2008

How to get the Best Home Loan?

By Rosliwaty Ramly. KUALA LUMPUR, May 17 (Bernama) -- With so many home-loan products in the market nowadays, you have to be wise in choosing the one that suits you the best.Choosing the lowest interest rate obviously helps you to save money. Once you have picked the loan that gives you the best deal, then you can start planning your finances.

This will give you a clearer picture of what you can afford and what you should set aside for your long-term commitments. Whether you are opting for conventional or Islamic loan, here are some tips from the Association of Chartered Certified Accountants (ACCA) in choosing the right home loan as outlined in its Guidebook on Personal Finance.


* Shop around for the best loan

To get the best deal, talk to at least three banks or finance companies. This will give you a comparison on the loans and services offered.

Get information on costs, services and the extras.We have to remember, however, that some information, especially interest rates, can change daily. So, contact all three lenders on the same day to get a true comparison.

* Borrow only the amount you need and can afford to pay

Before deciding on a loan, be clear about how much loan you need and how you plan to pay it back.

The main concern here is to determine whether you can afford the monthly instalments.

The easiest way to get the figure is by using the on-line calculator available on the website of the home-loan lenders.

All you have to do is key in the loan amount, repayment period and interest rate.

* Understand exactly how much the entire loan will cost

Review the complete payment schedule. Be sure to find out how much you will have to pay in total when the final payment is made.

* Make sure that the loan fees are reasonableIn most cases, loan fees (disbursement fees, legal fees and stamp duties) should not exceed five percent of the loan amount unless you are paying more for a lower interest rate. For instance, if the loan amount is RM170,000, the loan fees should not exceed RM8,500 (RM170,000 x 0.05 = RM8,500).

* Read every word in the loan document

You should not accept loan terms just because the lender says they are 'standard'. Make sure you understand the reason for each term and its implications before you sign the document. For instance, you might want to check the minimum number of years you have to serve the loan. If you terminate the loan earlier than the date mentioned on the contract, the lender will impose a penalty that can be quite costly. The most important thing is to ask for clarification if you are not sure.